LEDGER APP
LEARNING

Start with $10,000 in practice cash

Get $10,000 to practice investing.
Zero risk. Real market. 60 seconds to start.

Buy your first stock today with simulated cash, learn from plain-English lessons, and build real confidence before a single dollar is on the line.

  • No brokerage login required
  • Free trial
  • Cancel anytime
Practice portfolioLive simulator
Total value
$11,284.60
+12.8% all-time
Learn streak
14 days
Next badge: 30d
Lessons done
18 / 42
Tier 2 unlocked
Watching
7
tickers
VOO · Vanguard S&P 500+2.14%

Not just practice. A real plan behind it.

Most simulators stop at buy low, sell high. Ledger App Learning starts with your goal, then shows you exactly what a portfolio built for it should look like.

Goal: Buying a home

A moderate mix, 60% stocks, 30% bonds, 10% cash, is a common starting point.

60% Stocks 30% Bonds 10% Cash

Learn

Short lessons on stocks, risk, diversification, index funds, and fees. No jargon left unexplained.

Practice

Buy and sell with $10,000 in simulated cash against realistic prices. See what happens before it's your money.

Track

Add your real holdings by hand to see everything in one place. Ledger never asks for your login.

$10,000
Starting simulated cash
42+
Plain-English lessons
0
Real dollars at risk

Public pricing

Start with a 7-day free trial, then pick a plan.

Ledger Premium includes the full advanced lesson library, community leaderboard and public profile, portfolio share links, unlimited manual holdings, and unlimited watchlist symbols.

How does the 7-day free trial work?
You get full Premium access for 7 days. A payment method is required up front, but you are not charged during the trial.
What happens when the trial ends?
Your plan renews automatically at $9.99/month or $79.99/year (USD, plus any applicable tax) unless you cancel before the trial ends.
Can I cancel or switch plans?
Yes — cancel any time from Manage subscription. You keep Premium until the end of the period you have already paid for, and you can switch between monthly and annual whenever you like.
Is there a free option?
Yes. The $10,000 practice portfolio, core lessons, and up to 3 manual holdings and watchlist symbols stay free — no subscription needed.

Ledger Premium

$9.99/month

or $79.99/year — save about $40

7-day free trial

Cancel before day 7 and you pay nothing. Renews automatically after the trial; cancel anytime.

View plans

Prices in USD. Payments handled by Paddle as Merchant of Record. See our Refund Policy.

Nothing to lose while you learn

Everything on Ledger is simulated or manually entered. We never connect to a real brokerage or move real money.

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